{"id":9872,"date":"2026-10-29T05:45:23","date_gmt":"2026-10-29T04:45:23","guid":{"rendered":"https:\/\/nethemba.com\/?p=9872"},"modified":"2026-10-29T05:45:23","modified_gmt":"2026-10-29T04:45:23","slug":"trzni-zpusob-jak-omezit-plosne-shromazdovani-udaju","status":"publish","type":"post","link":"https:\/\/nethemba.com\/cs\/trzni-zpusob-jak-omezit-plosne-shromazdovani-udaju\/","title":{"rendered":"Tr\u017en\u00ed zp\u016fsob, jak omezit nadm\u011brn\u00e9 plo\u0161n\u00e9 shroma\u017e\u010fov\u00e1n\u00ed \u00fadaj\u016f (st\u00e1tn\u00ed registry, KYC datab\u00e1ze, e-faktury atd.)"},"content":{"rendered":"

St\u00e1t i firmy dnes o lidech shroma\u017e\u010fuj\u00ed nadm\u011brn\u00e9 mno\u017estv\u00ed \u00fadaj\u016f: st\u00e1tn\u00ed registry, KYC datab\u00e1ze, e-faktury, eKasa (slovensk\u00fd syst\u00e9m povinn\u00fdch online pokladen). D\u0159\u00edve \u010di pozd\u011bji n\u011bkter\u00e1 z t\u011bchto datab\u00e1z\u00ed unikne. P\u0159esn\u011b to se stalo koncem z\u00e1\u0159\u00ed 2026 v Polsku. \u00dato\u010dn\u00edci se dostali na servery popul\u00e1rn\u00ed faktura\u010dn\u00ed slu\u017eby Fakturownia, p\u0159es kterou firmy pos\u00edlaj\u00ed faktury i do st\u00e1tn\u00edho syst\u00e9mu povinn\u00e9 e-faktury KSeF. Podle vyj\u00e1d\u0159en\u00ed samotn\u00e9 firmy<\/a> se incident t\u00fdk\u00e1 ka\u017ed\u00e9ho \u00fa\u010dtu a mohly uniknout n\u00e1zvy, da\u0148ov\u00e1 \u010d\u00edsla a adresy firem i jejich odb\u011bratel\u016f, \u010d\u00e1stky z faktur, platby s \u010d\u00edsly \u00fa\u010dt\u016f a API kl\u00ed\u010de.<\/p>\n

Kdy\u017e datab\u00e1ze unikne, riziko nesou lid\u00e9, jejich\u017e \u00fadaje skon\u010dily na darknetu. \u00da\u0159ad jim po\u0161le informa\u010dn\u00ed dopis, firma omluvn\u00fd e-mail a od\u0161kodn\u011bn\u00ed nedostane t\u00e9m\u011b\u0159 nikdo.<\/p>\n

Osobn\u011b zn\u00e1m \u010dlov\u011bka, jeho\u017e KYC \u00fadaje unikly. Podvodn\u00edci se s jeho \u00fadaji registrovali na kryptoburz\u00e1ch a na jeho jm\u00e9no opakovan\u011b p\u00e1chali podvody v r\u016fzn\u00fdch zem\u00edch. P\u0159esto\u017ee po\u017e\u00e1dal o nov\u00e9 doklady, je \u00fapln\u011b zoufal\u00fd, proto\u017ee jeho jm\u00e9no a p\u0159\u00edjmen\u00ed je u\u017e na \u010dern\u00e9 listin\u011b obrovsk\u00e9ho mno\u017estv\u00ed slu\u017eeb. Nic z toho se nemuselo st\u00e1t, kdyby nebyl nucen proj\u00edt KYC procesem, kter\u00fd pro to, co pot\u0159eboval ud\u011blat, v\u016fbec nebyl nezbytn\u00fd.<\/p>\n

Francie: od \u00faniku \u00fadaj\u016f k \u00fanos\u016fm<\/h2>\n

Podle anal\u00fdzy Chainalysis ze srpna 2026<\/a> m\u011bla Francie p\u0159ed rokem 2025 jen n\u011bkolik zn\u00e1m\u00fdch n\u00e1siln\u00fdch \u00fatok\u016f na dr\u017eitele kryptom\u011bn. V roce 2025 jich bylo 19 a jen za prvn\u00ed pololet\u00ed 2026 u\u017e 30. Francouzsk\u00fd ministr vnitra Laurent Nu\u00f1ez koncem \u010dervna 2026 hovo\u0159il o v\u00edce ne\u017e 70 zdokumentovan\u00fdch p\u0159\u00edpadech. Ve v\u00edce ne\u017e 40 % francouzsk\u00fdch p\u0159\u00edpad\u016f \u00fato\u010dn\u00edci ne\u0161li po samotn\u00e9m dr\u017eiteli kryptom\u011bn, ale po jeho p\u0159\u00edbuzn\u00fdch.<\/p>\n

Za nejpravd\u011bpodobn\u011bj\u0161\u00ed p\u0159\u00ed\u010dinu Chainalysis ozna\u010duje \u00fanik \u00fadaj\u016f. Zam\u011bstnanec da\u0148ov\u00e9 spr\u00e1vy v pa\u0159\u00ed\u017esk\u00e9m regionu m\u011bl v roce 2024 ukr\u00e1st a prodat zlo\u010dinc\u016fm slo\u017eky bohat\u00fdch dr\u017eitel\u016f kryptom\u011bn: jm\u00e9na, adresy, telefonn\u00ed \u010d\u00edsla, majetek a da\u0148ov\u00e9 z\u00e1znamy.<\/p>\n

M\u00e9dia v t\u00e9to souvislosti popisuj\u00ed p\u0159\u00edpad b\u00fdval\u00e9 zam\u011bstnankyn\u011b finan\u010dn\u00edho \u00fa\u0159adu v Bobigny<\/a>, kter\u00e1 podle vy\u0161et\u0159ovatel\u016f vyhled\u00e1vala v da\u0148ov\u00e9m syst\u00e9mu investory do kryptom\u011bn i adresu v\u011bze\u0148sk\u00e9ho dozorce, kter\u00e9ho v z\u00e1\u0159\u00ed 2024 brut\u00e1ln\u011b napadli doma. P\u0159iznala, \u017ee informace p\u0159ed\u00e1vala d\u00e1l; vy\u0161et\u0159ovatel\u00e9 u n\u00ed na\u0161li hotovostn\u00ed vklady a p\u0159evody p\u0159es Western Union.<\/p>\n

V l\u00e9t\u011b 2026 nav\u00edc \u00fato\u010dn\u00edci s ukraden\u00fdmi p\u0159ihla\u0161ovac\u00edmi \u00fadaji vyt\u00e1hli z francouzsk\u00e9 da\u0148ov\u00e9 spr\u00e1vy DGFiP \u00fadaje o 678 000 lidech a firm\u00e1ch<\/a>. St\u00e1t \u00fadaje shroma\u017e\u010fuje a neum\u00ed je ochr\u00e1nit.<\/p>\n

Hardcore \u0159e\u0161en\u00ed: basa za ka\u017ed\u00fd \u00fanik<\/h2>\n

Zav\u00e9st trestn\u011bpr\u00e1vn\u00ed odpov\u011bdnost za jak\u00fdkoli \u00fanik \u00fadaj\u016f.<\/strong><\/p>\n

St\u00e1tn\u00ed \u00fa\u0159edn\u00edk by re\u00e1ln\u011b \u0161el do basy, kdyby n\u011bkdo vyhackoval st\u00e1tn\u00ed datab\u00e1zi ob\u010dan\u016f, za kterou odpov\u00edd\u00e1. Tot\u00e9\u017e by platilo pro provozovatele KYC datab\u00e1ze, e-faktur<\/a> \u010di dal\u0161\u00edch syst\u00e9m\u016f, kter\u00e9 je\u0161t\u011b p\u0159ed p\u00e1r lety nikdo nepot\u0159eboval a kter\u00e9 dnes slou\u017e\u00ed jen k plo\u0161n\u00e9mu \u0161pehov\u00e1n\u00ed obyvatelstva.<\/p>\n

M\u011blo by to n\u00e1sleduj\u00edc\u00ed efekt:<\/p>\n

    \n
  1. V\u00fdrazn\u011b by se zv\u00fd\u0161ila bezpe\u010dnost v\u0161ech syst\u00e9m\u016f, kter\u00e9 shroma\u017e\u010fuj\u00ed jak\u00e9koli osobn\u00ed \u00fadaje (hrozila by za to toti\u017e basa).<\/li>\n
  2. Jeliko\u017e je bezpe\u010dnost drah\u00e1 a nikdo nechce j\u00edt do basy, vznikl by siln\u00fd tlak na odstran\u011bn\u00ed v\u0161ech \u0161pehovac\u00edch mechanism\u016f, kter\u00e9 nejsou nezbytn\u00e9 pro fungov\u00e1n\u00ed slu\u017eby.<\/li>\n<\/ol>\n

    V\u011bt\u0161ina slu\u017eeb dok\u00e1\u017ee fungovat bez KYC. Burzy, e-shopy i mobiln\u00ed oper\u00e1to\u0159i mohou technicky b\u011b\u017eet v anonymn\u00edm nebo pseudonymn\u00edm re\u017eimu. To, \u017ee to dnes burz\u00e1m v EU zakazuj\u00ed MiCA a pravidla AML, je jen d\u016fsledek toho, \u017ee za \u00fanik osobn\u00edch \u00fadaj\u016f nikdo nemus\u00ed platit, a jejich plo\u0161n\u00e9 shroma\u017e\u010fov\u00e1n\u00ed je proto levn\u00e9. Ostatn\u011b anonymn\u00ed re\u017eim je p\u0159esn\u011b v duchu principu minimalizace \u00fadaj\u016f z GDPR<\/a>: podle \u010dl. 5 odst. 1 p\u00edsm. c) maj\u00ed b\u00fdt osobn\u00ed \u00fadaje \u201ep\u0159im\u011b\u0159en\u00e9, relevantn\u00ed a omezen\u00e9 na nezbytn\u00fd rozsah ve vztahu k \u00fa\u010delu, pro kter\u00fd jsou zpracov\u00e1v\u00e1ny\u201c<\/em>.<\/p>\n

    V\u00fdsledkem by bylo v\u00fdrazn\u011b lep\u0161\u00ed soukrom\u00ed v\u0161ech ob\u010dan\u016f. Ubylo by krypto\u00fanos\u016f i k\u0161eftov\u00e1n\u00ed se shrom\u00e1\u017ed\u011bn\u00fdmi \u00fadaji a na darknetov\u00fdch trz\u00edch by se dalo koupit mnohem m\u00e9n\u011b unikl\u00fdch datab\u00e1z\u00ed.<\/p>\n

    Pokud n\u011bkdo chce KYC a plo\u0161n\u00e9 \u0161pehov\u00e1n\u00ed, a\u0165 je klidn\u011b zavede. A\u0165 v\u0161ak z\u00e1rove\u0148 ur\u010d\u00ed konkr\u00e9tn\u00ed lidi, kte\u0159\u00ed za to budou trestn\u011bpr\u00e1vn\u011b odpov\u011bdn\u00ed a skon\u010d\u00ed v base, kdy\u017e n\u011bkdo danou datab\u00e1zi vyhackuje a zneu\u017eije.<\/p>\n

    Jen\u017ee to se nikdy nestane, proto\u017ee st\u00e1t v\u00e1s chce \u0161pehovat za v\u0161ech okolnost\u00ed<\/a>, i za cenu, \u017ee t\u00edm maxim\u00e1ln\u011b ohroz\u00ed va\u0161e soukrom\u00ed. Francouzsk\u00e9 ob\u011bti krypto\u00fanos\u016f, o kter\u00fdch p\u00ed\u0161eme v\u00fd\u0161e, by o tom mohly vypr\u00e1v\u011bt. A st\u00e1t samoz\u0159ejm\u011b nechce a nikdy nebude n\u00e9st za nic \u017e\u00e1dnou odpov\u011bdnost.<\/p>\n

    F\u00e9rov\u011bj\u0161\u00ed \u0159e\u0161en\u00ed: cenovka za ka\u017ed\u00fd z\u00e1znam<\/h2>\n

    Basa jen za to, \u017ee n\u011bkoho hacknou, by v\u0161ak nebyla f\u00e9r. Nehacknuteln\u00fd syst\u00e9m neexistuje a nikdo by nem\u011bl sed\u011bt za 0-day zranitelnost, kterou proti n\u011bmu pou\u017eil n\u011bkdo jin\u00fd. F\u00e9rov\u011bj\u0161\u00ed a z\u00e1rove\u0148 \u00fa\u010dinn\u011bj\u0161\u00ed verze vypad\u00e1 takto:<\/p>\n